What Stolen Keys Experts Want You To Know
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The number of car thefts that take place when owners leave their keys in their vehicles is increasing. This can be a frustrating and expensive experience.
If you have coverage that is comprehensive on your policy (other than liability), then yes.
1. Check your pockets and bags
It can be a frustrating experience to reach into your purse or pocket and not find your car keys. When you're in a hurry, it is easy to lose things. You could easily get distracted and lose your car keys. Even when you're careful it's possible to get lost.
This is especially relevant for vehicles that are newer and have key fobs that must be programmed to your vehicle. Some have even been the victims of "Relay Attacks" that is when a thief is waiting near your home equipped with a device that records the signal from the key fob and transmits it to an accomplice outside of your house with another device that unlocks your car. This kind of theft is more frequent than you might think and can be done using a simple app on a smartphone.
After you've checked all the usual places, check your bags and pockets. Included in this are the pockets on your pants, jackets, and any bags you might have owned. You can also search places you would not normally check, such as the bottom of your purse or inside your shoes. You can also ask family or friends if they have keys, especially in the case of your first time you've lost them.
If nothing turns up take a walk through your day to see if you remember where you might have put them. You may have put them on a table while you were grabbing food, or you could have reached inside bags and accidentally knocked your keys out. Sometimes they are concealed from view for example, under cushions on couches or in a stack of mail.
Never keep your spare key in your vehicle, and don't carry one keychain that can hold both your car keys and your house keys. You are more likely to lose them because thieves will search your vehicle for these items and assume you have them. It is also crucial to report the theft immediately, as it will aid law enforcement in locating the thief and save you money on your car insurance premiums in the event that you need to file a car theft claim.
2. Check Under the Car
A stolen set of keys for your car be costly and expensive, but they can also be a dangerous security risk. Thieves may use your lost keys to steal your vehicle and gain access to personal items stored in the trunk as well. This can lead to identity theft in addition to the loss of your car.
If you put your keys in the ignition of your car thieves could easily turn it on the engine and then drive away. Firestone warns against leave valuables in your vehicle particularly if you've put the keys in the ignition. If you are forced to leave a cell phone or purse in the my car keys got stolen, put it in the trunk. Close the doors of your car and your keys secured in the ignition every time you go to a gas station or convenience store. These locations often have parking lots where people linger to get through the store or leave their vehicles idle while they shop which makes them a popular to target for thieves.
Another mistake that can lead theft is leaving your spare key in the cupholder, or under the visor. Thieves can easily spot a spare key and quickly make use of it to gain entry into your car, as it's likely not secure.
In the past, misplacing a key or losing one wasn't a big deal. As cars become more advanced and so have keys, and it's often difficult to replace them without the original. Depending on your vehicle's model and year locksmiths can create a duplicate for an older key however, it's more difficult for modern cars that will require you to visit the dealership or auto maker to purchase a new one.
You should contact your insurer immediately if your car keys stolen. Depending on the state of your car and your insurance policy, comprehensive insurance (often known as "other than collision") may provide replacement keys. If you've bundled your car and property insurance, you might be able to file both claims at once to save time and hassle.
3. Walk Back Through Your Day
A quick stop at a station for fuel and you put your keys in the car as you dash into the store to pay. You might think that you've parked your car in a secure place but thieves are aware of your habits and may profit.
If you're able to calm down and bring your rational side back in line the first step is to go back your steps. This will allow you to locate your keys that you've lost, but it will also help you learn from your mistake and prevent it from repeating itself in the future.
Also, look in the pockets of all the jackets and bags you've been wearing since you last used your keys. Also, take a look at the surfaces where you could have placed them down, such as tables or countertops. Also, think about if you might have reached into a bag to grab your phone, but accidentally smashed keys out of it.
If you're unable to locate your keys, call the police to report they are missing. If you follow these tips be calm and follow the steps, your chances of regaining keys stolen are high. It's important to note that car thefts in the US are increasing. Some thieves have even discovered how to hack key fobs which allows them to drive away without the owner's permission. So, be extra vigilant and use tools like inventory management software to keep track of where your keys are at all times.
4. Call the Police
It's not just embarrassing to leave your car keys inside it, but it also increases the chance that your car is stolen. It's crucial to determine whether your insurance covers the theft of your car stolen with keys in it progressive in the event you accidentally left your keys inside. If you have comprehensive coverage (also known as "other than collision") your insurance provider will cover damage to your vehicle and any belongings inside it at the time of theft.
It's important to know that the deductible is a matter of. It's also important to know that your insurance company will likely run a credit report to verify that there wasn't any fraud. The DMV in your state may also be interested in learning about the theft to update their records, making it difficult for thieves to sell your car.
If you have comprehensive insurance and your insurer is able to confirm that the vehicle was stolen (and not just a smashed or damaged vehicle). The insurance company will then likely notify the police and will be liable for the investigation. You will need to give the police a detailed description as well as a list of valuables in your car key stolen from house, and a copy of the title is available.
You can have a bad day if you leave your keys in your car. From getting stuck in traffic, to losing your wallet, there are plenty of things that can happen. It's why it's imperative to keep your car locked, never leave valuables in plain view and don't park in unsafe areas for extended periods of time.
There's always the chance that your car will be stolen, regardless of whether you reside in Pueblo. Car thieves aren't restricted to the top five metropolitan areas. Anyone can be victimized at any time. If you're looking to speak with an Tampa personal injury lawyer about the aftermath of a car accident or other legal issue, call the Rinaldo Law Group today to schedule a free consultation.
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